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Medical and dental insurance
While it would be nice if we never got sick, and never needed medical or dental assistance, it’s a basic fact of life that these services will be needed at some time or another. It’s another unfortunate fact that these services are extremely expensive, sometimes devastatingly so. Therefore, as true as ... : Medical and dental insuranceDental Insurance Programs
Indemnity PlansPreferred Provider PlansHMO PlansDiscount PlansDental Indemnity InsuranceThese are the traditional fee-for-service insurance plans. You pay a monthly premium to an insurance company and in return it covers a portion of your dental expenses. Some typical features of these plans:High deductibles before coverage begins (well-designed plans don't apply the deductible to preventive services)Probationary periods on certain proc... : Dental Insurance ProgramsDental Insurance
Do you really need dental insurance?Many of us ask this question about all insurance in general. While I am a firm advocate of insuring against loss you might not need to buy dental insurance if you're young and healthy, have no dental problems and only go to the dentist twice a year for cleaning. The cost of insurance and copayments might very well be more than the cost of the cleanings.However, if you are not a healthy person or have had a rough dental history, you might very well want to pu... : Dental InsuranceWhat is wedding insurance
Wedding insurance provides a back-up should the whole thing be called off. Should you become ill, have an accident or death in the family the insurers will pay for the money you have lost in deposits and other expenses. Should anything be damaged or stolen on the day, such as the presents or spilled wine on the wedding dress, damage to hired vehicles or someone suffering a personal injury you will be able to claim compensa... : What is wedding insuranceFor more information about dental insurance: dental insurance?
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